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A Guide on How to Get Your Windshield Replaced for Free in Florida

February 20, 2025

A cracked or damaged windshield is more than an eyesore and annoyance. It can put you and your passengers at a serious safety risk. While minor damages can be repaired, major or multiple cracks necessitate a windshield replacement

However, windshield replacement is not cheap. On average, it costs $200 to $600, and many drivers cannot afford this. The price increases manifold if you drive a luxury car or your windshield has advanced features.

The good news! You can get it done for free in Florida. In this guide, let us explore how to get your windshield replaced for free in Florida. 

Free Windshield Replacement Options in Florida

According to Florida Statute 316.2952, it is illegal to drive with a damaged windshield that obstructs the driver’s line of vision.

You don’t have to worry about the expenses as Florida is one of the zero deductible states where you can get your windshield fixed for free, provided you meet all the requirements. 

How to Qualify for a Free Windshield Replacement in Florida?

Under Florida statute 627.7288, eligible drivers can fix their damaged windshields for free. Let’s look at the requirements you should satisfy to qualify for the free service. 

1. Insurance Coverage and Vehicle Registration 

  • Only active comprehensive insurance covers windshield replacement with no deductible under Florida law.
  • Liability or collision insurance will not cover the expenses of your windshield replacement. 
  • Also, your vehicle should be registered in Florida to be eligible.  

Location and Extent of Damage

    • Only significant damages obstructing the driver’s line of vision can be fixed for free with comprehensive insurance. 
  • Small damages will not qualify for windshield replacement. 

Cause of Windshield Damage

  • Damage from road debris, weather, or vandalism is covered under comprehensive insurance.
  • Windshield damage from intentional acts or negligence is not covered.

There is no restriction on the number of times you can get a replacement if your insurance is active.

Windshield Replacement with Comprehensive Insurance

Follow these simple steps if you are wondering how to get your windshield replaced for free in Florida. 

    1. Contact your insurance service provider as soon as the windshield damage occurs. 
  • Your insurance provider will assess your windshield damage and allow you to fix an appointment if the damage requires a windshield replacement. 
  1. You can fix an appointment with your insurer-recommended shop or of your choice. 
  2. Most auto glass service providers will liaise with the insurers on your behalf. Leave your worries about how to get your windshield replaced for free in Florida to them. 

What If You Don’t Have Insurance? Can You Still Get a Free Windshield Replacement?

Without comprehensive insurance coverage, Florida’s windshield replacement law does not hold, and you would need to pay for it. 

If you are not interested in paying a high premium for comprehensive insurance, consider the following options for an economical windshield replacement.

  1. Look for auto glass repair shops that offer flexible payment plans. 
  2. Some auto glass shops provide discounts, gift coupons, or special offers for uninsured customers.
  3. Explore low or zero-interest financing options that allow you to split your payments over time. 
  4. Try to get multiple quotes from different auto glass repair shops to find the best price. 
  5. You can even consider aftermarket glasses instead of OEM windshields

Conclusion

Getting your windshield replaced for free in Florida is possible thanks to the state’s zero-deductible windshield replacement law. Many drivers don’t know about this Florida law unless informed by their insurance company or repair business. Take advantage of this law to maintain safety, visibility, and legal compliance while driving.

NuVision Auto Glass in Florida is an insurer-preferred auto glass service provider and offers expert ADAS calibration through trained technicians. Get your windshields replaced for free with insurance or use their flexible payment methods. NVA offers transparent pricing with no hidden charges.

Contact us to know more about our satisfaction-guaranteed services. 

FAQs

1. Should you pay a deductible for a cracked windshield in Florida?

No deductible is charged in Florida when a customer files a claim to replace their windshield if they carry comprehensive coverage and meet all coverage requirements.

2. Does Florida offer free windshield replacement?

Yes, the state allows individuals with comprehensive insurance coverage to have their damaged windshields replaced for free. 

3. How can I get a free windshield replacement in Florida?

Your insurer will cover windshield replacement costs and waive the deductibles if you have comprehensive auto insurance. There are no out-of-pocket expenses if the damage was due to non-collision events like vandalism or natural disasters.

4. What are the costs of windshield replacement in Florida?

The windshield replacement costs can be between $300 and $1500. The final costs vary depending on the make and model of your vehicle, the type of glass, and the labour charges.

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